Forres Area Credit Union at a school near you.

See what some of our young savers have to say:

 

Schools’ Savings

School Savings Clubs help children from a young age to develop a strong savings habit whilst also helping to improve children’s numeracy and literacy skills.

Forres Area Credit Union works in partnership with a number of schools around our common bond area of Moray and Nairn.

Children fill in a membership form, which is signed by their parent, and then start to save in their own Junior Account.

There is no joining fee or annual charges on junior accounts.

  • Pick up an application form from your child’s school, or,
  • download the relevant application form by clicking on the link below, or,
  • come into the office and completeĀ a membership application form.

Junior Accounts are for children from 0 – 18 years of age. At 18 the junior account is converted to an adult savings account.

Can you help?

Would you like to get involved in helping to run a Schools’ Saving Club?

Does your school not have a club? Would you like one?

Are you a local school who would like to offer school Savings?

If so, please contact the office or Johanna Quinney directly, who will be happy to discuss this.

schoolscoordinator@gmail.com

Schools’ Clubs

Forres Area Credit Union currently operate savings clubs in the following schools;

  • Andersons Primary School, Forres – 10.30 on Fridays
  • Applegrove Primary School, Forres – 10.30 on Wednesdays
  • Dallas Primary School, Moray – 10.30 on Thursdays
  • Greenwards Primary School, Elgin – 1.30 on Thursdays
  • Kinloss Primary School, Moray – 8.45 on Mondays
  • Lhanbryde Primary School, Moray – 1.30 on Wednesdays
  • Logie Primary School, Moray – 11.30 on Fridays
  • New Elgin Primary School, Elgin – 11.00 on Fridays

Benefits of Children’s Savings

Membership of the Credit Union has many benefitsā€¦.

  • No set-up fees or annual charges
  • Dividend on savings, when available
  • Teach children the importance of saving
  • Children learn how to save and the value of money
  • Your savings are covered by the Financial Services Compensation Scheme

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Junior Under 12 Application Form

Junior 12 – 18 Years Application Form